Invicta Private Clients Home
Our private client home insurance policies provides cover for people with more to protect.
At Invicta Private Clients we appreciate how precious your home and possessions are and how devastating it can be when catastrophe strikes or when items are lost or stolen. That is why obtaining the right buildings and contents insurance policy with full cover for your valuable possessions is so important. We are experts in providing high value building and contents insurance so you can feel safe in the knowledge that your home and its contents are fully protected.
One of our dedicated client managers, experienced in sourcing specialist cover and handling unique, complex or unusual requests, will be assigned to your account. Your manager will take the time to get to know you and understand your individual requirements, enabling them to find the right solution for your needs. Their assistance does not stop there as your manager will continue to handle all aspects of your account going forward from general queries and advice to amendments, renewals and claims. In doing so, we hope that your Invicta account manager will become your trusted advisor and perhaps they may even become a good friend!
In addition to the assistance provided by your account manager, in many cases we will arrange for one of our insurer assessors to visit you in your home at a time most convenient to you. This free service allows insurers to accurately assess your sums insured. The expert appraiser will agree with you the rebuilding costs of your home and the replacement cost of your valuables and possessions thus creating a reassuring certainty that in the event of a claim you will obtain the true value for your items. This method not only speeds up the claims process and eliminates any infuriating, drawn out negotiations but also avoids the possibility of an under- insurance situation. The appraiser will also advise on any measures that may assist you in preventing loss or damage to your home or possessions adding even further protection.
Private Client home insurance policies sourced by Invicta Insurance Services Limited can include the following key benefits:
- Warranty Free cover – no hidden clauses
- Free appraisal service
- Guaranteed rebuilding cost – following your appraisal
- Agreed values – for fine art, jewellery & valuables
- Unlimited Trace & Access cover – for locating damaging leaks inside or outside your home
- All possessions covered worldwide for any eventuality
- New for old cover – including your clothing
- Sports equipment – including whilst in use
- Students possessions – covering their items whilst away at university
- High single item limits – reducing the need to specific each individual item
- Second homes in the UK and abroad – on same basis as main home
- Family protection – protection against car-jacking, aggravated burglary, stalking & hi-jacking
- Worldwide public liability cover – up to £10m indemnity limit
- Annual Travel – Worldwide cover for all the family including winter sports
- £100,000 of Legal Expenses cover – protection for contract disputes, injury, tax investigations
- Claims settlement in a fast, fair and fuss-free way
- Discounts available for adding motor insurance including family fleets and classic cars
More reasons to choose Invicta Insurance Services Limited as your preferred broker:
- Flexible policy cover
- Friendly and personal service
- Full range of insurance products
- Dedicated account handler and contact details
- Independent advice from experienced professionals
- Dedicated account handler
- Dedicated 24 hour claims service
- Valuation service