As a reformed offender you may have experienced difficulty in arranging insurance. Invicta Insurance Services Limited can help you overcome the challenge of arranging insurance even if you or anyone living with you has unspent criminal convictions.
Unspent criminal convictions are material facts and they must be declared whether you are asked to declare the information or not. The problem is that as soon as you declare a criminal conviction most insurers have no interest in offering cover. However, Invicta Insurance Services Limited offer the bespoke approach required to arrange insurance for you. We look at your circumstances now rather than dwelling on your past and offer cover for a wide range of insurances such as commercial, home and motor insurance.
Most sentences have ‘rehabilitation periods’ which start from when you were first convicted. However, as a sentence of 30 months or more is never considered spent this can affect you for the rest of your life when obtaining insurance.
The sentence period for someone 18 years old or over:-
|Prison Sentence: 30 months or more||Never spent|
|Prison Sentence: 6 months- 30 months||10 years|
|Prison Sentence: Less than 6 months||7 years|
|Community Service/ Probation||5 years|
|Fine/ Compensation Order||5 years|
|Absolute Discharge||6 months|
if the offender is under 18 when convicted, then the period is halved.:-
Reasons to choose Invicta Insurance Services Ltd as your preferred broker:
- Bespoke underwriting that does not focus on your past
- Be treated with respect by people who understand your needs
- Any circumstances considered
- Home insurance with accidental damage available
- Competitive prices
- Flexible policy cover
- Friendly and personal service
- Dedicated 24 hour claims service
Please call us now for more information on:
Reformed offender insurance policyholders can benefit from commercial insurance home insurance, motor insurance, travel insurance and legal expenses cover – please ask us for more information